Michael Miranda - Business Solutions Advisor in San Diego, CA (2024)

Michael Miranda - Business Solutions Advisor in San Diego, CA (1)

Business Solutions AdvisorOfficer 5851 Balboa Ave
San Diego, CA 92111

Michael Miranda - Business Solutions Advisor in San Diego, CA (2) 858-943-6348

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888.BUSINESS
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877.270.1242
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866.758.5972
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833.344.2324
Small Business Credit Card Customer Service
800.442.1043

An introduction to your Small Business Specialist

Welcome to Bank of America Preferred Business Solutions. I am committed to understanding what makes your business unique, providing financial solutions that may help fit your needs, and helping you plan for future growth.

Through listening, planning and insight – and a firm understanding of the local market – I'll work with you to keep your business on track. From managing cash flow to finding tools to pay your employees and more, I'm here to help you focus on your priorities. Contact me today to discuss how my team and I can help you meet your business priorities.

What would you like the power to do?®

Explore the five topics below to see how we help our business clients succeed.

Priorities of business owners like you

Optimize cash flow

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Simplify banking

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Strengthen business operations

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Gain access to capital

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Plan for the future

Michael Miranda - Business Solutions Advisor in San Diego, CA (4)

Optimize cash flow

With the right resources, managing cash flow can be more efficient.

I'm looking forward to working with you. Contact me today.

Michael Miranda - Business Solutions Advisor in San Diego, CA (5)

Cash flow considerations

  • Manage receivables and payables
  • Track payments and expenses
  • Accept a range of payment options
  • Control expenses and maintain profit margins

Simplify banking

We'll discuss customized solutions that may save you time and money.

It all starts with a conversation. Contact me today.

Michael Miranda - Business Solutions Advisor in San Diego, CA (6)

Keys to simplifying your banking

  • Process banking tasks whenever, wherever
  • Automate routine tasks
  • Invoice and pay electronically
  • Confidence with overdraft security

Strengthen business operations

By working together, we can find ways to reduce costs, increase productivity and improve efficiency.

I'm ready to listen. Contact me today.

Michael Miranda - Business Solutions Advisor in San Diego, CA (7)

Strategies for stronger operations

  • Identify innovative technologies to help run your business
  • Provide efficient payroll solutions
  • Attract and retain employees
  • Automate or delegate banking tasks

Gain access to capital

As one of America's leading lenders, we've helped thousands of businesses like yours get access to capital when and how they need it.

Let's connect. Contact me today.

Michael Miranda - Business Solutions Advisor in San Diego, CA (8)

Leverage capital for growth and stability

  • Improve business performance using technology, ecommerce and more
  • Fund expenses (services, payroll, equipment and more)
  • Maximize existing capital
  • Bridge cash flow gaps (AP/AR)

Plan for the future

With the full resources of BankofAmerica, together we can plan for your next milestone.

I'd like to know more about your business. Contact me today.

Michael Miranda - Business Solutions Advisor in San Diego, CA (9)

Guidance for your future goals

  • Create a 3-5 year business plan
  • Keep your business on the right path
  • Build wealth and plan for retirement
  • Review personal and business goals to prepare for the future

In addition to helping you with the five business priorities, BankofAmerica continually develops information and strategies you can use to improve your business.

Center for Business Empowerment

There's a lot more to running a business than just balancing the books. Visit our Center for Business Empowerment site to learn about the latest economic trends, as well as tools and solutions that can help you achieve your business priorities.

Contact me for more information.

Michael Miranda - Business Solutions Advisor in San Diego, CA (10)

In the spotlight

Business Matters newsletter

Every month, our Business Matters newsletter serves thought-provoking articles about small business. Explore hot topics, the latest about business finance, how to improve your daily operations and navigate the changing economic landscape.

How to become a certified minority-owned business Obtaining certification could make you eligible for loans, grants and special programs. Read about eligibility and how to apply

Access to capital Traditional and alternative financing options can help your business grow. Explore lines of credit and SBA loans

Products and services

Looking for specific tools and resources that can enhance your operational efficiency or help your business grow? Here are some additional products and services.

  • Account Management
  • Business Advantage Auto Loan
  • Business Advantage Credit Line
  • Business Advantage Term Loan
  • Business checking
  • Business savings
  • Business credit cards
  • Merchant Services
  • Commercial Real Estate Loans
  • Erica®, virtual financial assistant
  • Foreign Currency Wires
  • Foreign Currency Cash Orders
  • Health and benefit accounts
  • Healthcare Practice Loans
  • Merrill Edge® investing
  • Mobile Banking
  • Online business services
  • Remote Deposit Online
  • Retirement accounts
  • Center for Business Empowerment
  • Treasury Management
  • Zelle® for your business
  • Preferred Rewards for Business
Michael Miranda - Business Solutions Advisor in San Diego, CA (2024)
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